{"id":937,"date":"2022-12-27T17:06:00","date_gmt":"2022-12-27T16:06:00","guid":{"rendered":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/?p=937"},"modified":"2026-06-17T17:07:39","modified_gmt":"2026-06-17T15:07:39","slug":"sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji","status":"publish","type":"post","link":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/","title":{"rendered":"Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ji\u017e n\u011bkolikr\u00e1t v&nbsp;tomto roce p\u0159istoupily banky ke zv\u00fd\u0161en\u00ed sazeb u hypote\u010dn\u00edch \u00fav\u011br\u016f. Z\u00e1rove\u0148 za\u010daly omezovat slu\u017eby, kter\u00e9 p\u016fvodn\u011b nab\u00edzely zdarma. P\u0159esto existuje cesta, jak z\u00edskat hypote\u010dn\u00ed \u00fav\u011br za velmi v\u00fdhodn\u00fdch podm\u00ednek.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pokles sjedn\u00e1van\u00fdch hypot\u00e9k<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">R\u016fst cen nemovitost\u00ed doprov\u00e1zen\u00fd r\u016fstem hypote\u010dn\u00edch sazeb zap\u0159\u00ed\u010dinil sn\u00ed\u017een\u00ed objemu poskytovan\u00fdch hypote\u010dn\u00edch \u00fav\u011br\u016f. Banky p\u0159ich\u00e1zej\u00ed o zdroj dlouhodob\u00fdch p\u0159\u00edjm\u016f. Aktu\u00e1ln\u00ed sazby hypote\u010dn\u00edch \u00fav\u011br\u016f se pohybuj\u00ed okolo 6 %.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na realitn\u00edm trhu u\u017e doch\u00e1z\u00ed k&nbsp;m\u00edrn\u00e9mu poklesu cen, stejn\u00fd v\u00fdvoj u hypote\u010dn\u00edch \u00fav\u011br\u016f v\u0161ak v&nbsp;brzk\u00e9 dob\u011b p\u0159edpokl\u00e1dat nelze, proto\u017ee centr\u00e1ln\u00ed banka se sna\u017e\u00ed vysokou \u00farokovou sazbou dostat inflaci pod kontrolu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u010cesk\u00e1 spo\u0159itelna nab\u00edz\u00ed n\u00edzk\u00e9 \u00farokov\u00e9 sazby<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A\u010dkoliv \u010cesk\u00e1 spo\u0159itelna nepat\u0159\u00ed k&nbsp;t\u011bm bank\u00e1m, kter\u00e9 konkuruj\u00ed cenou, nab\u00edz\u00ed cestu k&nbsp;levn\u011bj\u0161\u00ed hypot\u00e9ce. C\u00edl\u00ed v\u0161ak na omezen\u00fd segment trhu. P\u0159i prodeji nemovitosti se klienti mohou dohodnout s&nbsp;kupuj\u00edc\u00edm na p\u0159evzet\u00ed jejich hypot\u00e9ky. To znamen\u00e1, \u017ee z\u00edskaj\u00ed p\u016fvodn\u00ed \u00farokovou sazbu i s&nbsp;d\u0159\u00edve dohodnutou fixac\u00ed. Vzhledem k&nbsp;tomu, \u017ee m\u00e1 \u010cesk\u00e1 spo\u0159itelna v&nbsp;portfoliu \u00fav\u011bry se lh\u016ftou fixace od jednoho roku do dvaceti let, m\u016f\u017ee kupuj\u00edc\u00ed z\u00edskat \u00fav\u011br velmi v\u00fdhodn\u011b.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0160ance na rychl\u00fd prodej nemovitosti<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Prod\u00e1vaj\u00edc\u00ed mohou d\u00edky p\u0159evzet\u00ed hypot\u00e9ky z\u00edskat kupuj\u00edc\u00edho nemovitosti mnohem rychleji. P\u0159edat hypot\u00e9ku s&nbsp;p\u016fvodn\u00ed sazbou mohou v\u0161ichni klienti \u010cesk\u00e9 spo\u0159itelny, kte\u0159\u00ed pot\u0159ebuj\u00ed nemovitost prodat, \u0159e\u0161\u00ed vyrovn\u00e1n\u00ed po rozvodu nebo m\u011bn\u00ed nemovitosti v&nbsp;p\u0159\u00edpad\u011b st\u011bhov\u00e1n\u00ed. \u010cesk\u00e1 spo\u0159itelna o\u010dek\u00e1v\u00e1, \u017ee roz\u0161\u00ed\u0159en\u00edm nab\u00eddky p\u0159evzet\u00ed hypote\u010dn\u00edho \u00fav\u011bru podpo\u0159\u00ed nemovitostn\u00ed trh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Standardn\u00ed postup p\u0159i schv\u00e1len\u00ed nov\u00e9 hypot\u00e9ky<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159evzet\u00ed hypot\u00e9ky mus\u00ed proj\u00edt standardn\u00edm postupem p\u0159i schvalovac\u00edm procesu. To znamen\u00e1, \u017ee klient mus\u00ed dolo\u017eit dostate\u010dnou bonitu pro spl\u00e1cen\u00ed \u00fav\u011bru a splnit dal\u0161\u00ed podm\u00ednky.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ve specifick\u00fdch p\u0159\u00edpadech nab\u00edzely i ostatn\u00ed banky p\u0159evzet\u00ed p\u016fvodn\u00edch hypote\u010dn\u00edch \u00fav\u011br\u016f. Komer\u010dn\u00ed banka, UniCredit Bank i Raiffeisenbank p\u0159evzet\u00ed hypot\u00e9ky nab\u00edzej\u00ed, z\u00e1rove\u0148 v\u0161ak uv\u00e1d\u011bj\u00ed, \u017ee se v&nbsp;jejich p\u0159\u00edpad\u011b jedn\u00e1 o administrativn\u011b n\u00e1ro\u010dn\u00fd proces. Banky mus\u00ed vyhodnotit, zda konkr\u00e9tn\u00ed \u00fav\u011br je v&nbsp;souladu s&nbsp;podstoupen\u00fdm rizikem banky, krit\u00e9rii a limity pro poskytov\u00e1n\u00ed \u00fav\u011br\u016f.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ji\u017e n\u011bkolikr\u00e1t v&nbsp;tomto roce p\u0159istoupily banky ke zv\u00fd\u0161en\u00ed sazeb u hypote\u010dn\u00edch \u00fav\u011br\u016f. Z\u00e1rove\u0148 za\u010daly omezovat slu\u017eby, kter\u00e9 p\u016fvodn\u011b nab\u00edzely zdarma. P\u0159esto existuje cesta, jak z\u00edskat hypote\u010dn\u00ed \u00fav\u011br za velmi v\u00fdhodn\u00fdch podm\u00ednek. Pokles sjedn\u00e1van\u00fdch hypot\u00e9k R\u016fst cen nemovitost\u00ed doprov\u00e1zen\u00fd r\u016fstem hypote\u010dn\u00edch sazeb zap\u0159\u00ed\u010dinil sn\u00ed\u017een\u00ed objemu poskytovan\u00fdch hypote\u010dn\u00edch \u00fav\u011br\u016f. Banky p\u0159ich\u00e1zej\u00ed o zdroj dlouhodob\u00fdch p\u0159\u00edjm\u016f. Aktu\u00e1ln\u00ed sazby [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":938,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-937","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-clanky"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji - Jana Mozici - Realitni makl\u00e9\u0159ka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji - Jana Mozici - Realitni makl\u00e9\u0159ka\" \/>\n<meta property=\"og:description\" content=\"Ji\u017e n\u011bkolikr\u00e1t v&nbsp;tomto roce p\u0159istoupily banky ke zv\u00fd\u0161en\u00ed sazeb u hypote\u010dn\u00edch \u00fav\u011br\u016f. Z\u00e1rove\u0148 za\u010daly omezovat slu\u017eby, kter\u00e9 p\u016fvodn\u011b nab\u00edzely zdarma. P\u0159esto existuje cesta, jak z\u00edskat hypote\u010dn\u00ed \u00fav\u011br za velmi v\u00fdhodn\u00fdch podm\u00ednek. Pokles sjedn\u00e1van\u00fdch hypot\u00e9k R\u016fst cen nemovitost\u00ed doprov\u00e1zen\u00fd r\u016fstem hypote\u010dn\u00edch sazeb zap\u0159\u00ed\u010dinil sn\u00ed\u017een\u00ed objemu poskytovan\u00fdch hypote\u010dn\u00edch \u00fav\u011br\u016f. Banky p\u0159ich\u00e1zej\u00ed o zdroj dlouhodob\u00fdch p\u0159\u00edjm\u016f. Aktu\u00e1ln\u00ed sazby [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/\" \/>\n<meta property=\"og:site_name\" content=\"Jana Mozici - Realitni makl\u00e9\u0159ka\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-27T16:06:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-17T15:07:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-content\/uploads\/2026\/06\/2146.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"996\" \/>\n\t<meta property=\"og:image:height\" content=\"796\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"pavelignacek\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"pavelignacek\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/\"},\"author\":{\"name\":\"pavelignacek\",\"@id\":\"https:\\\/\\\/janamozici.cz\\\/#\\\/schema\\\/person\\\/a0c8271995d3088e738ca636e0ae15e8\"},\"headline\":\"Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji\",\"datePublished\":\"2022-12-27T16:06:00+00:00\",\"dateModified\":\"2026-06-17T15:07:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/\"},\"wordCount\":486,\"publisher\":{\"@id\":\"https:\\\/\\\/janamozici.cz\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/2146.jpg\",\"articleSection\":[\"\u010cL\u00c1NKY\"],\"inLanguage\":\"cs\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/\",\"url\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/\",\"name\":\"Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji - Jana Mozici - Realitni makl\u00e9\u0159ka\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/janamozici.cz\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/2146.jpg\",\"datePublished\":\"2022-12-27T16:06:00+00:00\",\"dateModified\":\"2026-06-17T15:07:39+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/#breadcrumb\"},\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/#primaryimage\",\"url\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/2146.jpg\",\"contentUrl\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/2146.jpg\",\"width\":996,\"height\":796},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Dom\u016f\",\"item\":\"https:\\\/\\\/janamozici.cz\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/janamozici.cz\\\/#website\",\"url\":\"https:\\\/\\\/janamozici.cz\\\/\",\"name\":\"Jana Mozici - Realitni makl\u00e9\u0159ka\",\"description\":\"Realitn\u00ed makl\u00e9\u0159ka pro Chomutovsk\u00fd kraj\",\"publisher\":{\"@id\":\"https:\\\/\\\/janamozici.cz\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/janamozici.cz\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"cs\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/janamozici.cz\\\/#organization\",\"name\":\"Jana Mozici - Realitni makl\u00e9\u0159ka\",\"url\":\"https:\\\/\\\/janamozici.cz\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/janamozici.cz\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/cropped-favicon.png\",\"contentUrl\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/cropped-favicon.png\",\"width\":300,\"height\":300,\"caption\":\"Jana Mozici - Realitni makl\u00e9\u0159ka\"},\"image\":{\"@id\":\"https:\\\/\\\/janamozici.cz\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/janamozici.cz\\\/#\\\/schema\\\/person\\\/a0c8271995d3088e738ca636e0ae15e8\",\"name\":\"pavelignacek\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f1277ae3877a04db460fe45d0c550807b61b14883332acd3d3665c45a540a0c7?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f1277ae3877a04db460fe45d0c550807b61b14883332acd3d3665c45a540a0c7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f1277ae3877a04db460fe45d0c550807b61b14883332acd3d3665c45a540a0c7?s=96&d=mm&r=g\",\"caption\":\"pavelignacek\"},\"sameAs\":[\"https:\\\/\\\/janamozici.cz\"],\"url\":\"https:\\\/\\\/d.r4.wbsprt.com\\\/janamozici.cz\\\/author\\\/pavelignacek\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji - Jana Mozici - Realitni makl\u00e9\u0159ka","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/","og_locale":"cs_CZ","og_type":"article","og_title":"Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji - Jana Mozici - Realitni makl\u00e9\u0159ka","og_description":"Ji\u017e n\u011bkolikr\u00e1t v&nbsp;tomto roce p\u0159istoupily banky ke zv\u00fd\u0161en\u00ed sazeb u hypote\u010dn\u00edch \u00fav\u011br\u016f. Z\u00e1rove\u0148 za\u010daly omezovat slu\u017eby, kter\u00e9 p\u016fvodn\u011b nab\u00edzely zdarma. P\u0159esto existuje cesta, jak z\u00edskat hypote\u010dn\u00ed \u00fav\u011br za velmi v\u00fdhodn\u00fdch podm\u00ednek. Pokles sjedn\u00e1van\u00fdch hypot\u00e9k R\u016fst cen nemovitost\u00ed doprov\u00e1zen\u00fd r\u016fstem hypote\u010dn\u00edch sazeb zap\u0159\u00ed\u010dinil sn\u00ed\u017een\u00ed objemu poskytovan\u00fdch hypote\u010dn\u00edch \u00fav\u011br\u016f. Banky p\u0159ich\u00e1zej\u00ed o zdroj dlouhodob\u00fdch p\u0159\u00edjm\u016f. Aktu\u00e1ln\u00ed sazby [&hellip;]","og_url":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/","og_site_name":"Jana Mozici - Realitni makl\u00e9\u0159ka","article_published_time":"2022-12-27T16:06:00+00:00","article_modified_time":"2026-06-17T15:07:39+00:00","og_image":[{"width":996,"height":796,"url":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-content\/uploads\/2026\/06\/2146.jpg","type":"image\/jpeg"}],"author":"pavelignacek","twitter_card":"summary_large_image","twitter_misc":{"Napsal(a)":"pavelignacek","Odhadovan\u00e1 doba \u010dten\u00ed":"2 minuty"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/#article","isPartOf":{"@id":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/"},"author":{"name":"pavelignacek","@id":"https:\/\/janamozici.cz\/#\/schema\/person\/a0c8271995d3088e738ca636e0ae15e8"},"headline":"Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji","datePublished":"2022-12-27T16:06:00+00:00","dateModified":"2026-06-17T15:07:39+00:00","mainEntityOfPage":{"@id":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/"},"wordCount":486,"publisher":{"@id":"https:\/\/janamozici.cz\/#organization"},"image":{"@id":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/#primaryimage"},"thumbnailUrl":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-content\/uploads\/2026\/06\/2146.jpg","articleSection":["\u010cL\u00c1NKY"],"inLanguage":"cs"},{"@type":"WebPage","@id":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/","url":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/","name":"Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji - Jana Mozici - Realitni makl\u00e9\u0159ka","isPartOf":{"@id":"https:\/\/janamozici.cz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/#primaryimage"},"image":{"@id":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/#primaryimage"},"thumbnailUrl":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-content\/uploads\/2026\/06\/2146.jpg","datePublished":"2022-12-27T16:06:00+00:00","dateModified":"2026-06-17T15:07:39+00:00","breadcrumb":{"@id":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":["https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/"]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/#primaryimage","url":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-content\/uploads\/2026\/06\/2146.jpg","contentUrl":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-content\/uploads\/2026\/06\/2146.jpg","width":996,"height":796},{"@type":"BreadcrumbList","@id":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/sazby-hypotek-rostou-jsou-ale-banky-u-kterych-klienti-ziskaji-hypoteky-levneji\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Dom\u016f","item":"https:\/\/janamozici.cz\/"},{"@type":"ListItem","position":2,"name":"Sazby hypot\u00e9k rostou. Jsou ale banky, u kter\u00fdch klienti z\u00edskaj\u00ed hypot\u00e9ky levn\u011bji"}]},{"@type":"WebSite","@id":"https:\/\/janamozici.cz\/#website","url":"https:\/\/janamozici.cz\/","name":"Jana Mozici - Realitni makl\u00e9\u0159ka","description":"Realitn\u00ed makl\u00e9\u0159ka pro Chomutovsk\u00fd kraj","publisher":{"@id":"https:\/\/janamozici.cz\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/janamozici.cz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs"},{"@type":"Organization","@id":"https:\/\/janamozici.cz\/#organization","name":"Jana Mozici - Realitni makl\u00e9\u0159ka","url":"https:\/\/janamozici.cz\/","logo":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/janamozici.cz\/#\/schema\/logo\/image\/","url":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-content\/uploads\/2026\/07\/cropped-favicon.png","contentUrl":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-content\/uploads\/2026\/07\/cropped-favicon.png","width":300,"height":300,"caption":"Jana Mozici - Realitni makl\u00e9\u0159ka"},"image":{"@id":"https:\/\/janamozici.cz\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/janamozici.cz\/#\/schema\/person\/a0c8271995d3088e738ca636e0ae15e8","name":"pavelignacek","image":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/secure.gravatar.com\/avatar\/f1277ae3877a04db460fe45d0c550807b61b14883332acd3d3665c45a540a0c7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f1277ae3877a04db460fe45d0c550807b61b14883332acd3d3665c45a540a0c7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f1277ae3877a04db460fe45d0c550807b61b14883332acd3d3665c45a540a0c7?s=96&d=mm&r=g","caption":"pavelignacek"},"sameAs":["https:\/\/janamozici.cz"],"url":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/author\/pavelignacek\/"}]}},"_links":{"self":[{"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/posts\/937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/comments?post=937"}],"version-history":[{"count":1,"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/posts\/937\/revisions"}],"predecessor-version":[{"id":939,"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/posts\/937\/revisions\/939"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/media\/938"}],"wp:attachment":[{"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/media?parent=937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/categories?post=937"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/d.r4.wbsprt.com\/janamozici.cz\/wp-json\/wp\/v2\/tags?post=937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}